Why Invest in Apple Inc. - 1608 Words

Why invest in Apple Inc.? Daniel A. Martinez MGT 521 March 12, 2012 Diane Hunt Wagner Abstract This paper presents a brief discussion and analysis of Apple Inc. using the Strengths, Weaknesses, Opportunities and Threats (SWOT) management model as a way of providing the reader an â€Å"at a glance† perspective prior to making a decision to invest in the firm. Some of the company’s financial figures obtained from its recently published 2011 unaudited financial reports such as the income statement, balance sheet and cash flow reports are included in the analysis and will be used as a reference for the explanation of the concepts here reviewed. Internal and external stakeholder identification and the fulfillment of their wants and needs†¦show more content†¦| |Mobile advertising – Provides growth opportunity |Global and socio-economic conditions – European and Asian countries | |Stimulation of customer demand for new products – Maintain product |stagnation and Middle East social unrest could lower international | |innovation. Eg. iPad2 |growth. | | |Company’s reliance on third party software developers | | |Potential failure of outsourcing overseas | (â€Å"Apple Inc. Company Profile,† 2011). Underlined are the key items from the analysis considered to advice investing in this organization. With all elements of the analysis considered, it seems like the potential threats outweigh the strengths and opportunities, however the company’s strong financial performance results positions it as a low risk investment. Revenues, profit and high gross margins combined with a sound control on company expenses and a wealthy cash flow reportShow MoreRelatedApple s Manufacturing Department Work773 Words   |  4 Pagesefficiency of the manufacturing department is very low because of the poor execution sake. For example, Apple and Foxconn case, when the US factories produce the same products as Foxconn, the output of the US factories is only 80 percent of Foxconn and product defective rate is more than twice than Foxconn although Apple invest manpower into US factories. This is why we see â€Å"Designed by Apple in California. As sembled in China† on lots Apple’s products. Supply chain management is inadequate. The explosiveRead MoreMarketing Analysis : Apple Inc. Essay1469 Words   |  6 PagesApple is a leading company in the industry of Technology manufactures mobiles, computers, communications devices and portable devices. The company also sells software computer accessories and network solutions. 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A brand includes not only a company’s logo and slogan, it also includes the design, personality, and service quality associated with the companyRead MoreThe New Iphone 7 : Stock As Well As The Best Buy ( Bby ) Stock Essay1492 Words   |  6 PagesAs a group we decided to invest in the Apple (AAPL) stock as well as the Best Buy (BBY) stock. After researching their past success around this time of year we have come to the conclusion that investing in their stocks would be a smart financial decision. Focusing more towards Apple, there was recently a new IOS update which led people to purchase new software. Although the new iPhone 7 has been out for a while now, we took into account that people would still be purchasing that item therefore bringingRead MoreMarketing Strategy For Apple Inc.888 Words   |  4 PagesApple Inc. is number one company in personal entertainment. It has been loyal in design and marketing strategy for over 33 years. Apple Inc. has been promoted itself as a worldwide for its innovation and market leading business operation. Whenever A pple Inc. introduces new products to the public; it always attracts the whole world to pay attention to it. A closer look on their finances could somewhat explained why Apple Inc. has a great influence to the business world. Apple was founded in 1976 byRead MoreTrading And Investing Strategies Used For Cypress Semiconductor Corp1485 Words   |  6 PagesThis part of the report will analyze and explain the different trading and investing strategies used for Cypress Semiconductor Corp, CyberArk Software Ltd, Google Inc, and Apple Inc. During the course of the investment time, I’m not only a trader but also an investor. At the beginning of the game, I really did a lot of works for preparation. First step of my preparation is read the textbook carefully and tried to fully understand it. At the same time, I asked help from my classes and friends who

How Effective is The Singer Solution to World Poverty Essay

In â€Å"The Singer Solution to World Poverty,† Singer argues that all households should donate a percentage of their incomes to charity. Majority of the American population is satisfied with donating little to nothing to those in need, but seldom rethink the purchase of the luxury items. It is a commonly accepted fact that those who work for their earnings are deserving of the monies that they receive. Unfortunately, those in third world countries that don’t have the same resources and opportunities are unable to sustain their livelihood. Some children in third world countries suffer from deprivation of food and shelter; while those that are fortunate enough to have jobs are paid only cents a day. (â€Å"Some H-1B Workers Underpaid, Federal†¦show more content†¦The poverty level in America is significantly rising as well as those of other countries. If America’s social safety net programs are barely assisting Americans, how can they allow organizations to donate money to other countries? Yes, it’s true that the foreign countries may not have availability to certain resources, but America must solidify its foundation before helping others. If we do not, the final result will be the downfall of our own country’s well-being. On the other hand, poverty and homelessness are prevalent issues that are global. Americans fortunately have social safety net programs (welfare, unemployment, social security etc.) while other countries do not. Compared to foreign and underdeveloped countries we are more economically sound. Furthermore, Singer’s idea that â€Å"money you’re spending on luxuries, not necessities should be given away† (327) is an extreme idea, but should be weighed to see how it could benefit struggling families. There must definitely be a change that takes place within Americans, and encourages us to donate. But, until a change takes place within the American government there will be no turn in direction. As Singer points out â€Å" Comfortably off Americans who give, say 10 percent of their income to overseas organizations are so far ahead of most†¦ that I [won’t] chastise them.† (326) In contrast to Singer, 10 percent of any income is enough for a household to donate while being able to attain the luxuryShow MoreRelatedSinger s Proposal Of Effective Altruism904 Words   |  4 PagesSinger’s proposal of effective altruism is a combined philosophical and social movement that seeks to apply empirical evidence and human reasoning to find the most effective solution to better the world. 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Even though this seems hard to imagine, this life of poverty has been a reality for most people for ages. Before the1900s, few wealthy people would ever think about poverty. Two prominentRead MoreGlobal Institutions are the Solution to Global Poverty Essay1639 Words   |  7 PagesGlobal institutions are seen to be the better solution to help prevent world poverty in developing nations. Indeed, two philosophers, Thomas Pogge and Andrew Kuper, agree with this view that global institutions are more suited to prevent world poverty than NGOs. The reason for this is that global institutions have better defined institutional structures. A global institution â€Å"is an organization with hierarchical structures, having departments and agencies assigned with specific tasks† (WTO). TheyRead MoreAnalysis Of Katherine Boo s Behind The Beautiful Forevers2398 Words   |  10 PagesIt is clear that citizens in impoverished nations are stuck in a poverty trap, where they are unable to escape even with the assistance of aid from well developed nations. Many citizens are contributing money to charities because there is a moral obligation to donate if it does not put us into a state of economic instability. On the other hand, no matter how much aid is being given to nations stuck in poverty, this money is not helping any of the citizens. The money is going directly into the handsRead MoreAnalysis of What Shuold a Billionaire Give and What Should You? by Peter Singers2661 Words   |  11 Pageschildren. We are, Singer convincingly argues, products of our fortunate â€Å"social capital†; therefore, we have an obligation to those who do not have a social capital. Life is priceless. It is God’s greatest gift and should be returned to the Creator through good actions and charity. From this perspective rose philanthropy, with the aim of improving human life quality. Many attempts to â€Å"fight global poverty† were led during this century by some individuals but the core of the solution lies , accordingRead MoreLifeboat Ethics: The Case Against Helping The Poor - Garrett Hardin What Should A Billionaire Give-and What Should You? - Peter Singer3380 Words   |  14 PagesLifeboat Ethics: The Case Against Helping The Poor - Garrett Hardin What Should A Billionaire Give-and What Should You? - Peter Singer One of the most important issues facing the world today is the issue of the poor. There are many things that can be done about this issue, however much of the world is torn between wanting to help and not knowing how to go about it. This is the issue that is presented in the two essays - Garrett Hardin’s â€Å"Lifeboat Ethics: The Case Against Helping The Poor,† andRead MoreEssay America Must Provide Foreign Aid to Poor Countries2010 Words   |  9 Pagessleeping mat takes him four days to make and sells for as little as four cents, not enough to buy what little food there is in Malawi.   So he relies on handouts.   A few days ago, Diamond picked up his monthly ration of donated U.S. corn from the World Food Programme (WFP) at the Ngodzi distribution center near his village, carrying home the 110-pound bags tied to his bicycle (Harman).   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Malawi is one of six southern African countries - along with Mozambique, Zambia, Zimbabwe, LesothoRead More Foreign Aid - Our Obligation to Help the Less Fortunate Essay2361 Words   |  10 Pages     Ã‚  Ã‚     What is absolute poverty?   According to Robert McNamara it is life at the very margin of existence (Singer 219).   It is a life that, if not ended by early death, causes a kind of misery unseen to those living in the United States.   Compared to the estimated 1.2 billion people, worldwide living in poverty, those of us in developed countries experience a life of luxury.   The things that we take for granted, such as cars, computers, microwaves, and televisions, are extravagant items

Identifying Individual Preferences in the Airline Industry Free Essays

string(257) " Assume that the budget lines for business and pleasure travellers are equal which can be seen from graph 3 and 4 below; the steeper indifference curves for business travellers show their optimal choices between purchasing airplane tickets and other goods\." Transportation services are becoming more common and broadly used in recent decade, in line with the advancement of technology. Generally, transportation services can be divided into three groups: water transportation, land transportation and air transportation (Gee, Choy, Makens, 1984). Airline industry, which this essay focusing on, is one of the discoveries of newest innovations in the travel services sector. We will write a custom essay sample on Identifying Individual Preferences in the Airline Industry or any similar topic only for you Order Now It has been developed so much in recent year to operate more effectively. Not only guarantee a safe journey to the destination place, the airline companies are now trying to create a competition in the market by providing the best services to the travellers and offering competitive prices (Hensher Louviere, 1983). Those strategies are aimed to attract more consumers to travel by their airline companies. This essay will discuss the theories of consumer economics and their applications in the real consumer issues in airline industry, mainly on the factors that changing the consumer demand of airplane ticket, as well as the underlying reasons of why consumers prefer some particular airlines to the others. Furthermore, the behaviour of different types of consumers toward the choice of different airlines will also be discussed here. In observing those issues, this paper will focus on two airline companies: Singapore Airlines and Jetstar. The price data were obtained from a single route from Melbourne to Singapore. The core idea in analysing consumer behaviour in making choices in the economic activity, mainly in the airline industry, is because of their limited incomes and unlimited wants. Those then lead to trade-offs and opportunity costs. Consumers in the airline industry could be divided into two groups, which are business and pleasure travellers. Elasticity is the percentage change in one variable resulting from a 1-percent increase in another (Pindyck Rubinfeld, 2009). When the price elasticity is greater than 1 in magnitude, we say that demand is price elastic because the percentage decline in quantity demanded is greater than the percentage increase in price. If the price is less than 1 in magnitude, the demand is said to be price inelastic. Graph 1. Elastic and inelastic demand (Inelastic demand) (Elastic demand) In this case, elastic demand of airline industry is exceptionally unstable because it depends on the market conditions such as inflation, terrorists attack and price oil. In airline industry, price elasticity demand is considered both elastic and inelastic (Yahoo Voices, 2008). An elastic demand is in relation travel for pleasure. Pleasure travellers are extremely sensitive to the price of the travel. An inelastic demand is in relation for business travel. Business travels have little effect for increase in price of the travel. Income elasticity of demand measures the degree of responsiveness of demand of a good to a change in consumers’ income. It has equation of : EI=[ΔQ/Q]/[ ΔI/I]=[I/Q]*[ ΔQ/ ΔI]. Airplane ticket is normal good as it has a positive income elasticity, which means when consumers’ income increase the consumption of ticket will increase as well. Cross elasticity of demand measures the degree of responsiveness of demand of one good to a change in the price of another good. It is shown in the equation: EQ1P2 = [ΔQ1/Q1] / [ΔP2/P2] = [P2/Q2]*[ΔQ1/ ΔP2]. If airplane ticket and other consumption (i.e. food and cloths) are considered as a group, there will be a positive cross-price elasticity, which tells us that if the price of one good (other consumption or ticket) goes up, the demand for the other good goes up as well. Consumer behaviour analysis attempts to understand the consumers’ allocation of incomes among different goods and services to maximize their well-being. It consist of three distinct aspects: consumer preferences, describing the reasons why people might prefer one good to another; budget constraints, reflecting consumers’ limited incomes that restrict the quantities of goods they can buy; and consumer choices, which are the combination of the consumer preferences and budgets constraints (Pindyck Rubinfeld, 2009). There are some basic assumptions made in observing consumer preferences in the airline industry. First, preferences are assumed to be complete. Complete means that consumers are able to compare and rank all possible market baskets. However, this assumption ignores costs. Second, preferences are transitive or consistent. And third, â€Å"more is better than less† since goods are assumed to be desirable. Indifference curve represents all combinations of market baskets which provide consumer with same level of satisfaction (Pindyck Rubinfeld, 2009). Indifference curve and utility functions (set of indifference curves) are used to analyse the consumer behaviour and preferences in choosing market baskets, in which relate to consumer demand (Gould, 1973). Higher indifference curve is more preferable to the lower one because it represents higher welfare (Telhado, 2007). Moreover, indifference curves cannot intersect and the slope of each point in the indifference curve represents marginal rate of substitution (MRS), which is the maximum amount of a good that consumer is willing to give up to obtain one additional unit of another good. Indifference curves of consumers in the airline industry are assumed to be downward sloping and bowed-inward, reflecting diminishing MRS, since the demand of airplane tickets and comparable goods are both desirable. The shape of the indifference curves is different among group of consumers. Indifference curves of the first group of consumer, business travellers, are steeper than pleasure travellers. Graph 1 below shows that the business travellers’ group is willing to trade more of other consumption (a) to exchange it with an airplane ticket (b), since they need to directly travel to other place establishing business transactions. Graph 2. Indifference map for business travellers While in the graph 2, pleasure travellers is unwillingly trade more of the other consumptions in order to purchase a unit of airplane ticket (a b). It is because they travel to seek pleasure, not urgently need to be done directly. Thus, they are more flexible in the decision making process of which airline company they want to travel with and the time of travel. Graph 3. Indifference map for pleasure travellers Along with indifference curve, there is budget constraints which restraint consumer’s consumptions due to limited incomes (Mary, 2007). Assume that the budget lines for business and pleasure travellers are equal which can be seen from graph 3 and 4 below; the steeper indifference curves for business travellers show their optimal choices between purchasing airplane tickets and other goods. You read "Identifying Individual Preferences in the Airline Industry" in category "Papers" Business travellers seem to purchase more airplane tickets rather than other consumptions because they want to give up more of other consumptions to obtain an additional airplane ticket. Graph 4. Indifference map and budget constraints for business travellers In contrast, for pleasure travellers, the flatter indifference curves will lead them to purchase other consumptions rather than allocating a large portion of income in purchasing airplane tickets. The tangent between indifference curve and budget constraint will be the point of maximum well-being which can be achieved. Area below the optimal point shows that the consumers are not maximising their consumption. Whilst the area above that point means the consumers do not have enough income (budget) to achieve that consumption level. Graph 5. Indifference curve for pleasure travellers In general, when there is a change in consumer’s income, there will be a parallel shift in the budget line, either downward or upward. As shown in graph below, initially, the utility-maximizing consumption choice is at A, at which point he buys X1 units of airplane ticket and Y1 units of other kinds of good. If his income increases, his budget line will shift outward, allowing him to attain the higher utility level associated with indifference curve U2 and then U3. His optimal consumption choice is at B (and then D) now. At this time, the consumer can purchase larger units of tickets (from X1 to X2 to X3). It can be seen in the income-consumption curve that the slope is upward, because as income increase, the consumption of both airplane ticket and other consumption increase. Graph 6. The effect of a change in income level On the other hand, when there is a change in product’s price and income level held constant, there will be an intercept rotation on the budget line. Recent condition in the airline industry is many companies try to attract more consumers to purchase the airline tickets from them by cutting the airfares. This strategy increases the competition level among the airline industry. The reduction in price of the air fares will result in outward rotation in the budget line on the ‘x’ axis, which represents airplane ticket. People can now purchase more airplane tickets due to lower price, representing the increase in consumers’ welfare or utility level. It is associated by the movement of indifference curve from U1 to U3 by selecting point D. At this time, consumption of ticket will increase from X1 to X3. Moreover, the slope of the second budget constraint is now decreasing, represents lower opportunity cost of obtaining a unit of airplane ticket. Graph 7. The effect of the decrease in price level In most cases, consumers would like to buy more airplane tickets as their income increases, but in some cases, the quantity demanded falls as income increases, the income elasticity of demand is negative. As shown in graph below, for relatively low levels of income (between point A and B), both Singapore Airlines and Jetstar flights are normal goods. However, as income rises, some consumers tend to buy less Jetstar tickets and more Singapore Airlines tickets as Singapore airlines has better service, food supply and in-flight entertainment system. At this time Jetstar has become an inferior good, the income-consumption curve bends backward from point B to C, which means its consumption has fallen when income has increased. Graph 8. Jetstar becomes an inferior good as income increases Even though Jetstar has been said as inferior good in some cases, in general, airline ticket is assumed as normal good. Refer to that, a decrease in the price of airline tickets due to the market competition has both income and substitution effect. As shown in the graph below, the consumer is initially at A, on budget line RS. When the price of ticket falls, consumption increases by A1A2 as the consumer move to B. Keeping real income constant, the substitution effect A1E can be got when the price of ticket falls, associated with a move from A to D. If keeping relative price constant but increasing purchasing power, the income effect EA2 can be got, associated with a move from D to B. As airplane ticket is normal good, the income effect EA2 is positive. Therefore, the total effect of a change in ticket price is equal to the sum of the substitution effect and income effect. Graph 9. Total effect of a change in price After discussing the demand curve for individual consumer, market demand curve for airplane ticket will be shown now. It can be derived as the sum of the individual demand curve of all consumers in the market, as stated previously. As shown in graph below, the market demand curve is also slope downward as all the individual demand curves slope downward. However, the market demand curve is not a straight line. When more people choose to travel by airplane, the market demand curve will shift to the right. In addition, if most consumers in the market earn more income, as a result, their increasing demand for airplane ticket will also shift the market curve to the right. If the economic crisis breaks out as what happened several years ago, many people lose their job and the income decreased. Thus, the market demand curve for airplane ticket will shift to the left. Graph 10. The market demand curve for airplane ticket From the actual rates, Singapore Airlines has the higher average price than Jetstar. In the same time, there is a survey about the level of satisfactions of international airlines shown by the graph below. From the graph, it illustrates that Singapore Airlines has the highest satisfaction level figure. From the risk and uncertainty point of view, Singapore Airlines provides superior service and it maintains an eye on rivals’ prices and ensures it stays competitive among other airline companies. The airline cancellations and delays usually provided with explanations and apologies. This airline is also providing advantage on frequent flyer consumers such as â€Å"priority passengers’ service†. This service is suitable for business travellers as it will give them advantage in booking urgently needed flights for important meetings. This airline is also suitable for those high-income pleasure travellers as it offers great entertainment and amusement, such as popular movies with multiple language options, games and dozens of audio channels. In addition, Singapore Airlines catering supply is trying to provide varieties of meals menu which match the likely passengers’ needs. For example, there will be Indian and western food provided for subcontinent flights. Moreover, Singapore Airlines has a modern fleet and the aircrafts have been maintained with the highest standards. Thus, the cost of flights is higher which result in the higher airfares, however, safely of this airline is guaranteed. Comparing to Singapore Airlines, Jetstar offers lower price to the consumers. Their food, beverages and entertainment standard are much lower than Singapore Airlines’. Jetstar is known for having many complaints from its passengers in term of its services, such as frequent delays and cancellations of flight. Those seem to be serious problems for business travellers, as time efficiency is the main factor. However, Jetstar’s network is constantly expanding by opening flights to some new locations in Asia. Thus, Jetstar is more suitable for pleasure travellers which have shorter travel distance and not much concern about the services provided on board. As the theory of equal marginal principle states that â€Å"the utility is maximized when the consumer has equalized the marginal utility per dollar of expenditure across all goods† (Gordon, 2007), the business travellers who are not price prioritize will choose to travel with Singapore Airlines since they prefer in optimal satisfaction. However, for the pleasure travellers that prioritize the price factor will choose to travel with Jetstar which provide low price for consumers rather than best satisfaction. Graph 11. Satisfactions with International Airlines 2009-2010 Even with a high level of satisfaction, Singapore Airline has experienced a decline in market share over the last five years, as shown in Graph 13. Low-cost airlines such as Jetstar have contributed to the lack of growth for more premium airlines. Additionally, Peter von Moltke stated that â€Å"the low cost sector is a major influence in sustaining a steady growth trajectory for the global aviation industry.† (PR Newswire, 2011). Graph 12. Market share of Top 10 Airlines in Australia (Department of Infrastructure and Transport, 2012) So far, it has assumed that people’s demands for airplane ticket are individualized. That enables us to obtain the market demand curve simply by summing individuals’ demands (Kris, 2007). In real-life, however, one person’s demand always depends on other people’s demand. That is a network externality, which can be positive or negative. It is a good chance for airline companies to attract more passengers by using bandwagon effect of a positive externality. As shown in the graph below, when consumers believe more people have purchased the product, the demand curve shifts further to the right (D1 to D5). The market demand curve is found by joining the points on the individual demand curves, which can be seen that it is relatively more elastic. Suppose the ticket price falls from P1 to P2. Without bandwagon effect, the quantity demanded will increase from Q2 to Q2’. However, as more passengers choose to fly with Jetstar or Singapore Airlines and think it is worth to be the first-flying choice as it is trustworthy, the bandwagon effect increases quantity demanded further to D4. Therefore, airline companies use bandwagon effect to increase the response of demand in relevance with price change. To obtain this effect, the airline companies could target its potential segment and use advertisement to build up their brand image and reputation among the market. For example, Singapore Airlines could use ‘comfortable, quick and always on-time’ image to attract its business travellers. And for Jetstar, the image of cheap and flexible could help the company to obtain its bandwagon effect in pleasure travellers’ market. Graph 13. Bandwagon effect To conclude, the consumers’ demand of airplane ticket is affected by their income, ticket price, and the demand elasticity. Business travellers prefer to travel with Singapore Airlines, even with a higher airfare. They concern more on punctuality and the service provided and their price elasticity of demand is low. In contrast, pleasure travellers are less concerned with the quality of service provided, focusing on reaching their destination with the lowest cost. Their price elasticity of demand is high, thus, Jetstar is preferred in this case. In the intense market competition, Singapore airlines and Jetstar could use the bandwagon effect to attract more passengers by building up their own brand image. How to cite Identifying Individual Preferences in the Airline Industry, Papers

Activated Chicken Eggshells as Novel free essay sample

A recent report highlighted the difficulties which the disposal of eggshells presents to egg processors. In the report, it was estimated that some 10-11,000 tons of egg shell has to be disposed of each year by egg processors and producers of hard cooked eggs. The vast majority of this is produced by comparatively few businesses. The chicken eggshell is 95-97%  calcium carbonate  crystals, which are stabilized by a protein matrix. Without the protein, the crystal structure would be too brittle to keep its form and the organic matrix is thought to have a role in deposition of calcium during the mineralization process. Role of extracellular matrix molecules in shell formation and structure (Arias, and Fernandez, 2006) have been done over the years, and as some have both failed and succeeded, we also hope to succeed in this study to help lessen pollution. 1 An imbalance in the natural functioning of the ecosystem is due to the chelation potential of metal in aquatic bodies. We will write a custom essay sample on Activated Chicken Eggshells as Novel or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page The most important feature is that distinguishing heavy metals from other pollutants are known for their non-biodegradability. Research on eggshell structure and quality: an historical overview   (Hunton, 2005). The commonly used procedures for removing metal ions from effluents include chemical precipitation, lime coagulation, ion exchange, reverse osmosis, and solvent extraction, respectively. These techniques apart from being economically expensive have disadvantages like incomplete removal, high reagent and energy requirements, and generation of toxic sludge or other waste products that require disposal. Efficient and environmentally friendly methods are thus, needed to be developed to reduce heavy metal content. Hence, the study is focused on activated chicken eggshell extract as energy sufficient and a cost efficient process for the removal of zinc ion in aqueous solution. Based on the above review of related, there is a need to conduct the study about activated chicken eggshells as novel chelating agent for zinc ions in aqueous solution, because it has still not been tested as a chelate for heavy metals, especially zinc ion. Objectives of the Study The study aimed to find out if activated chicken eggshells have chelation potential for the removal of zinc ions from aqueous solution. Specifically, the study 1. determined the effect of different doses of activated chicken eggshell extract on the concentration level of zinc ion from aqueous solution after chelation as to exposure time. 2. determined the removal efficiency by zinc ion by activated chicken eggshells from aqueous solution as to exposure time. 3. found out the zinc ion accumulation in activated eggshells from fixed concentrate of zinc ion as to exposure time. 4. determined the amount of zinc ion remained in the residual solution after twelve(12) hours exposure time. Hypothesis of the Study The following hypotheses were put forward: 1. There is no significant difference on the effect of different doses of activated chicken eggshells on the concentration level of zinc ion from aqueous solution after biosorption as to exposure time. 2. There is no significant difference o n the removal efficiency of zinc ion by activated chicken eggshells from aqueous solution as to exposure time. 3. There is no significant difference on the zinc ion accumulation in activated chicken eggshells from fixed concentration of zinc ion as to exposure time. 4. There is no significant difference on the amount of zinc ion remained in the residual solution after twelve (12) hours exposure time Scope and Limitations of the Study This study focused only on activated chicken eggshells as novel chelate for the removal of zinc ions from aqueous solution. It will be conducted at the Physics/Chemistry Laboratory of Antique National School, San Jose de Buenavista, Antique from April 3, 2012 to June 3, 2012. The variables evaluated will be the effect of different doses of activated chicken eggshells at fixed concentration of zinc ion after chelation; removal efficiency of zinc ion by activated chicken eggshells at different concentration level and exposure time; zinc ion accumulation, and zinc ion remaining in the residual solution after twelve(12) hours exposure time. The experiment will use 5 tre atments and 3 replicates. Analysis of Variance (ANOVA) will be used as a statistical tool to identify the significant differences among treatments measured and their interactions at 0. 01 and 0. 5 levels of significance. Significance of the Study The results of the study will be a great help to be a significant solution to heavy metal disposal problems in different bodies of water, specifically the industrial areas. This would enhance considerable interest in developing cost effective and environment-friendly innovative technology that would help in the chelation of soil and waste water polluted with toxic trace elements since this is an indigenous material thus, a convenient way of minimizing environmental hazards in the country caused by heavy metals as pollutants. Review of Related Literature 4 Eggshells have the ability to become a chelate for the removal of some metals such as zinc ions in aqueous solution. The outer covering of an egg, that is the egg shell, is composed of 93%  Calcium Carbonate. In addition to the calcium, it contains about 1% nitrogen, about a ? %phosphoric acid, and other  trace elements  that make them a practical fertilizer. The removal of lead by crab shell extract was found to be pH dependent, with optium sorption occurring at pH6. The process of lead biosorption was rapid with an initial concentration of 500mg/L. Also, a possibility of desorption and subsequent reuse of crab shell extract was attempted using 0. 1M HCI as aelutant. It exhibited more than 99% elution efficiency. Surface area and contact time also played an important role for the adsorption of heavy metals in prepared chitosan. Biosorption with acid washed crab shells (AWCS) is very sensitive with a solution to pH. Change of solution pH not only affected the charged functional groups non AWCS but also on the specification of the element in solution (Gray, 2005). Biosorption capacities of crab shell for lead was studied at different particle sizes, biosorbent dosages, and initial metal concentrations on pH values in batch mode. The data obtained at different initial metal concentrations which indicate that the biosorption rate was quick, and that most of the process was completed within two (2) hours, followed by slow attainment of equilibrium (Menotti, 2005). The removal efficiency of lead with crab shell Portunussp. depends on pH value. Biosorption of chitin and chitosan showed different results. It showed that both chitin and chitosan absorb with the best capacity at pH 4. . Chitosan has higher sorption than chitin (Muhaemin, 2005). In recent years, biosorption by biologically originated materials in removing heavy metals have drawn more and more attention, largely due to the unique properties of these biomaterials being environmentally benign, low cost, effective at low metal concentrations and easily reusable (Rhazi et al. , 2002; De Cas tro Dantas et al. , 2001). Chitin and chitosan are natural, biodegradable and are a sort of polysaccharide polymer which serve as a major structural component of exoskeleton of crustaceans and insects (Bittelli et al. , 2001).

The Roses of Eyam by Don Taylor Essay Example For Students

The Roses of Eyam by Don Taylor Essay The Roses of Eyam by Don Taylor an accurate portrayal of how the villages of a small village situated in Derbyshire called Eyam coped with the arrival of the plague in 1665. In the civil war Charles I had little understanding of Scotland. The Scottish church was Presbyterian it was against having bishops. Charles I tried to force the Scots to follow English forms of worship. In 1638 the Scots drew up a petition, the national covenant, rejecting his demands. Charles I went to war with the covenanters in 1639 and 1640, but was forced to make peace. Charles I now tried to come to an agreement with the English parliament, but failed. In 1647 he fled to the isle of white. He made a secret deal with his former enemies in Scotland, promising them the reforms they desired. The Scots marched on England and there were royalist risings in Wales, too. However all were defeated and by 1649 Charles was imprisoned. On 30 January 1649, Charles I was marched from saint Jamess palace to Whitehall. At one oclock the king stepped to the scaffold. When the axe had fallen, his head was shown to the ranks of soldiers and the crowd. We will write a custom essay on The Roses of Eyam by Don Taylor specifically for you for only $16.38 $13.9/page Order now The nation was now republic. The parliament ruled the land instead of a king or queen. It governed through a council of state, made up of 40 members. However as far as the army was concerned, parliament was much too cautious in its reforms. In 1653 power was handed over to one man, Oliver Cromwell, who was appointed lord protector. His rule was harsh but effective. He attempted to bring in military rule, and in 1556 he was even offered the crown. Oliver Cromwell died on a stormy night in 1658. His son Richard know as tumbledown dick was made lord protector, but had little taste for power. The revolution was over. After eleven years of Oliver Cromwell and his puritan government, Charles II is restored to the throne. In the village of eyam, the tensions created by the civil war continue, and an uneasy peace has settled over the village. Then a deadly disease arrives and the play tells us of how it took the lives of many innocent villagers. The plague was supposedly brought into Eyam by a man called George Vicars. He came to Eyam in August, 1665 and found lodging with a lead miners widow called Mary Cooper. Around the end of August a box of material was sent to him. Tradition says that it came from London. When he opened the box, he found that the clothes were damp and so he laid them out to dry. The disease struck quickly and within about 5 or 6 days of his first symptoms, Vicars died. 15 days later, Edward Cooper, son of Mary Cooper, also died, quickly followed by several of their neighbours. Now the villagers knew that a deadly disease was spreading, and that they could not escape it. William Mompesson, the new rector of Eyam, asked the villagers to stay in the village in fear of the infection spreading. Food parcels were delivered to the boundaries of the village, and the villagers would collect them from there. They were paid for by coins which were dipped in vinegar to disinfect them. The grim task of burying the dead fell to the village sexton and the victims were often buried hurriedly in graves which were scattered around the village. Usually there was no funeral service, for gatherings of people were discouraged for fear of spreading the infection. When the plague ended in 1666, eyam had a population of approximately 73, 277 people had died. .uc13215ce746a76ee08981c0e86d078d6 , .uc13215ce746a76ee08981c0e86d078d6 .postImageUrl , .uc13215ce746a76ee08981c0e86d078d6 .centered-text-area { min-height: 80px; position: relative; } .uc13215ce746a76ee08981c0e86d078d6 , .uc13215ce746a76ee08981c0e86d078d6:hover , .uc13215ce746a76ee08981c0e86d078d6:visited , .uc13215ce746a76ee08981c0e86d078d6:active { border:0!important; } .uc13215ce746a76ee08981c0e86d078d6 .clearfix:after { content: ""; display: table; clear: both; } .uc13215ce746a76ee08981c0e86d078d6 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .uc13215ce746a76ee08981c0e86d078d6:active , .uc13215ce746a76ee08981c0e86d078d6:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .uc13215ce746a76ee08981c0e86d078d6 .centered-text-area { width: 100%; position: relative ; } .uc13215ce746a76ee08981c0e86d078d6 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .uc13215ce746a76ee08981c0e86d078d6 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .uc13215ce746a76ee08981c0e86d078d6 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .uc13215ce746a76ee08981c0e86d078d6:hover .ctaButton { background-color: #34495E!important; } .uc13215ce746a76ee08981c0e86d078d6 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .uc13215ce746a76ee08981c0e86d078d6 .uc13215ce746a76ee08981c0e86d078d6-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .uc13215ce746a76ee08981c0e86d078d6:after { content: ""; display: block; clear: both; } READ: Compare and contrast 'The Darkness Out There' by Penelope Lively and 'The Red Room' by H G Wells EssayThe recently appointed rector William Mompesson, who I have already mentioned, moved to the village with his family, his wife Catherine and two children of four and five and he is looking upon it as a positive step. He is a well educated man who has spent 10 years at Cambridge. My intelligence could have made me a civil servant or a diplomat I chose Christ because of a visionà ¢Ã¢â€š ¬Ã‚ ¦In eyam I shall lay the first foundation of Gods houseà ¢Ã¢â€š ¬Ã‚ ¦ He is first shown around the village by his patron, George Saville who thinks the village itself is bleak. He gives Mompesson advice that 200 people n the village are still friends with the former rector so they are his enemies Thomas Stanleyà ¢Ã¢â€š ¬Ã‚ ¦ he was the old rector here under Cromwellà ¢Ã¢â€š ¬Ã‚ ¦ there are about three hundred and fifty people in this village perhaps two hundred of them are still his friends; which means that theyre your enemies It will be a real test, William, dont undervalue it Shortly after his arrival he has his first meeting with the former rector. It takes place at a wake being held for Emmot and Rowlands wedding. The stage directions used when Stanley enters gives us a description of him and what he used to do: Thomas Stanley enters. He is a rather down-at-heel looking puritan preacher in his fifties, an imposing man with a mane of white hair, seeming to bring on stage with him, in his very appearance, a memory of the puritan revolution at its most positive and idealistic stage. Stanley is very bitter towards mompesson, when he introduces himself. He immediately dismisses any thing the new rector says. Then you will have learned that there is Wright and wrong and that oil and vinegar in the same jar wont mix without a beating. You build your palace and I will build mine, and let god decide which of us has constructed a tomb. My thanks for your kindness sir shortly after this meeting there is word that George vicars has become sick and the village seem scared and now do seem to look up to mompesson more because they are scared. Quote Mompesson is unsure about seeing the sick villager but eventually goes to see him. Once mompesson has realised it is the plague he talks to his wife about leaving but she reassures him and tells him to stick it out and do all he can to help. Quote This is where we are first introduced to Catharine properly and through out the play she supports he husband but she had a turning point in act three. She is having doubts and is worried about her children as they are only four and five and she doesnt want them to die. à ¢Ã¢â€š ¬Ã‚ ¦must I go in to our children and say to them, my darlings, youre only four and five , but your father says you must be strong, so if you die neat week without having had any life you mustnt mind, because thats what god wantsà ¢Ã¢â€š ¬Ã‚ ¦ Also at the time of this conversation we have an example of stage craft as there are two conversations at the same time. His one between mompesson and Catherine and Stanley having second thoughts about shutting up the village. However both of these are resolved as mompesson decides to send his children away and Stanley talks to mompesson about his doubts and they are resolved. As we reach the end of the play all of these characters have changed in a way. Stanley decides to put aside his dislike for the new rector and helped to rid the village of the plague. Mompesson had doubts at the beginning and thought about leaving but he stuck it out and helps to get rid of the plague, and Catherine is very positive at the beginning supporting mompesson but even she shows she has doubts about the village.

How to Make a Good Impression with the Appearance in College

How to Make a Good Impression with the Appearance in College On College: How Personal Appearance Makes a Good Impression Most of the tips I provide to my audience concern college life. Apart from sharing my experience in academics, such as how to conduct research, manage time, and communicate with professors, I also like discussing real-life topics, which are not related to studying directly but influence the quality of college life. Why do I do it? Because such things as etiquette, personal appearance, or manners are rarely discussed with students but they are vital. So, for just a few minutes, try not to think about your busy studying schedule and learn how to make a good impression. Rule #1. Smell Well Many students think that appearance is how people look, but smell is also a part of their appearance. And this is crucial, Id say, because who cares what you look like if you stink? To put it in a nutshell: people shouldnt be able to tell whether you have been running or working in the gym just by standing next to you. Neither should they be bothered by the smell of your perfume, so dousing your body in it is not a good idea. Here is a few more things that can make you smell bad: Home cooking You might not even feel it, but the smell of your morning breakfast lingers on your hair and clothes and some people might find it annoying. Bad breath Its not that difficult to carry a chewing gum around, is it? Sure, you shouldnt have it in your mouth during an important conversation or in class, but it can save you the trouble of embarrassment because of bad breath. Rule #2. Clean Hair The Frenchmen say: if you look bad, wash your hair. I couldnt agree more because nice hair automatically makes you look healthy and refreshed. One more thing you should pay attention to is dandruff. Unsightly as they are, the tiny flakes of dead skin create an impression of a persons careless attitude to others. Today, with an abundance of special shampoos, taking care of dandruff shouldnt be a problem. However, if your case is serious and you cant get rid of dandruff fast, try something creative, like wearing a nice scarf or a snapback. Rule #3. Dress Appropriately No matter how cute your uggs are, wearing them to a formal meeting is not a good idea. Similarly, save your short dresses, torn jeans, and bright T-shirts for informal events. Although you might say that your style helps you demonstrate your individuality, inappropriate clothes will prevent you from making a good impression when it really matters. Im not saying that your clothes should be boring, though. However, make sure that your trendy stuff does not reveal the color of your underwear to an admission officer. Do not underestimate the importance of personal appearance. Of course, these are your talents, skills, and personality that matter, but dont let small things distract peoples attention from who you really are.

Air Power Essay Example | Topics and Well Written Essays - 3000 words

Air Power - Essay Example Realists of all varieties heed Machiavelli's caution that "security for gentleman is impossible if not it be conjoined with power." (18) Leaders wishing to defend their condition from assault must learn to master the planned application of power and act therefore in all situation and against all competitors. Clausewitz's dictum that war is a continuance of strategy by additional means (the sword in its place of the pen) suggests its reverse that "statecraft" is at its spirit war by political means: Why use a sword when a ballpoint will be sufficient But stay your sword sharp in the occasion negotiated agreements in the end fail. Hans Morgenthau and Henry Kissinger, refugees from Nazi Germany who become key information in the American realist tradition, witness in the barbarity of European totalitarianism a warped moral fervor adversative to the fundamental person security upon which self-governing following systems depend. Failing to be familiar with the reality of Hitler's increasing armed power, deplete their arsenals, relying on treaties and declarations to remain the calm, open-minded democracies shaped the conditions under which the worldwide murder of World War II might no longer be banned. For Morgenthau and Kissinger, the ignominious breakdown of the West's following "idealism" from Versailles to Hitler's attack of Poland is summed up in a solitary image of humiliation: Neville Chamberlain, winning his return as of Munich to London on September 30, 1938 following handing the Sudetenland to Hitler, wave a text before soothing crowds: "[H]ere is the document which bears his person's name upon it as we ll as pit." Instead of achieve "peace in our time" as Chamberlain proclaim, the Munich treaty fatally shifted the European equilibrium of power in Hitler's favor, igniting the global disaster Churchill called "the Unnecessary War." Morgenthau's Politics Among Nations remains the determining American employment of realism in the "traditional" tradition. Morgenthau's understanding of "the move violently for power and calm"--shaped by his own knowledge of the victory of totalitarianism and antisemitism in his inhabitant Germany--carries over pessimistic assumptions about person psychology, and the force for power, reflected in the worldview communal by Thucydides, Machiavelli, and Hobbes. (22) Morgenthau follows Spinoza's attack winning philosophers who "imagine man not as they are but as they would like them to be." So Morgenthau's

International trade and labour and environmental standards Essay

International trade and labour and environmental standards - Essay Example Research studies by such organizations as the World Bank show that trade triggers and supports growth of economies producing growing middle class citizens in the countries (Rose, para 1-7). The two (economic growth as well as middle class population) motivate these countries to uphold environmental conservation and management as well as improve labor standards. This paper therefore intends to conduct a qualitative analysis of facts and features in international trade, labor as well as environmental standards as they are in the current day by use of available literature. Literature shows that trade agreements in international trade especially by developed and emerging economies promote economic opportunities within the emerging countries, which alleviate living standards of workers within the countries (Neary, 96). The trade agreements by the developed countries like the US provide opportunities for economic performance for indigenous industries as well as workers. Besides, the negotiations of such countries within the international trade front have been associated with improved labor standards within other countries hence the interrelation between trade Analysts as well as policy makers take a leading role in the investigating and explaining how international trade interacts with environment. For instance, a very recent debate on whether trade should be liberalized triggered the conclusions that liberalization is likely to cause increased industrial emissions whose effects are detrimental to the general environment. This on the other hand set the platform for discussion on whether tightening environmental and trade policies should be encouraged for compensation of such changes as would result from the policy changes. Besides, there has also been a growing interest in linking environmental policy and regulation efforts as well as

Interview 1 member of the clergy and 1 academic counselor who both Assignment

Interview 1 member of the clergy and 1 academic counselor who both interact with college students Research strategies for self-m - Assignment Example Most college students face various life challenges, especially when they are fresh in college because college life is a transition phase from dependence to independence. It is during college life that new students have to make independent decisions, manage finance and time, interact with people from various social backgrounds and develop their identity. Therefore, college students face emotional, psychological and spiritual challenges. In the two interviews that involve one member of the clergy and an academic counselor, I will evaluate emotional, psychological and spiritual needs of college students. Information obtained from research on strategies for self-management, time management, and learning for college students will be incorporated with the information obtained from the two interviews to create a plan that will meet the emotional, psychological, and spiritual needs of college students. What are the Spiritual Needs of College Students? In an interview with a member of the cle rgy on the emotional, psychological and spiritual needs of college students, it was revealed that college students have various spiritual needs. The clergy, having worked in the institution for several years, has been interacting with college students. ... He confirmed that freshmen need a place to worship. The clergy further said that the place of worship that most college students need should enable them to connect with people with whom they share their faith. This is because college students need enhance their spiritual growth while in college. Do senior college students also have spiritual needs? The clergy respondent to the question by emphasizing that senior college students also have spiritual needs, only that the location and details about place of worship is not a challenge to them because they have stayed for sometime, and they have sufficient knowledge. Given that most people in college have upgraded their thinking, and have learnt some abstract new concept, as students interact with others and instructors, their previous religious beliefs may be challenged and put on inquiry. As result, these senior college students need a place where they can learn about spiritual truth to enhance their spiritual health and overcome any ch allenges to their spiritual beliefs that may be misleading. Senior college students also need to know the truth so that they can make right decisions on the spiritual paths to follow, upon getting sufficient information. The clergy further noted that during his long term service in the institution he had made significant observations. During his interactions with college students, the clergy observed that college students need a stable environment and people to explain and show them the love of Jesus so that they feel they have a place to belong, when it comes to spirituality. What are the Emotional Needs of College Students? My main objective was to

Impact Of Climate Change On Insurance Companies Commerce Essay

Impact Of Climate Change On Insurance Companies Commerce Essay Change in climate is emerging up as a new type of issue in the security aspect because of the way it affects both the life and the well-being of humans in a highly interconnected and fragile world. (Evans, 1994, 107-128) Changing climate is becoming a threat to the basic welfare and survival needs of humans across the globe, including the production of food, health, access to water and the utilization of land. Environmental deprivation rising from different kinds of economical activities of humans has increased the intensity and frequency of natural disasters throughout the world. Around the world, there has always been natural development in the weather and climate events. In fact, the insurers have become experts in modelling the disastrous risks which has now become an incorporated instrument in the insurance industry. This has helped a number of businesses to digest the losses from unexpected natural disasters without important defaults. This has now led to the fact that insurance companies have become more refined in analyzing, managing and understanding their recent risks because of their natural disasters around the world. Many of the companies in United Kingdom are observed to be improving in managing and assessing their ways of dealing with the future trends and risks of the industry. As a number of UK insurance companies have started to note it, depending on their previous weather conditions and patterns for planning out strategies for future. For this, they must identify the probability of losses and gains related to weather conditions. The impact of climate change is on a very wide range from increased amount of hurricanes, fires and floods to health and life getting affected by changing patterns of hot and cold weather. (Evans, 1994, 107-128) Physical impacts effect on insurers: Companies of insurance and reinsurance are likely to face the strong impact of the changes in climate more than other parts of the financial businesses. There are a number of examples where it is seen that that how extremely weather condition can affect the insurance companies, the government and the sectors at backstops. Whilst there are examples of how the weather changes are affecting the insurance industry because of the flexibility of the insurance sector, in other ways it is quite well positioned in adapting the changes in weather events and patterns. (David, 2007, 28-38) Threat of climate change for insurance industry: The main threat that is facing the insurance industry is climate change. This threat affects both property and casualty insurance that the insurance people. Another concern: the two sectors will have to adapt to demographic change that is looming. This emerges from a study by Ernst Young, in collaboration with Oxford Analytica. Ernst Young has compiled a top ten list of threats that will confront insurers after interviewing twenty industry leaders worldwide. According to Ernst Young, climate change tops the list because global warming is changing the climate and increases the likelihood of claims arising from floods, hurricanes and other natural phenomena. Im not sure the industry is poised to cope with climate change, warned Tom Kornya, a partner at Ernst Young, in an interview with Insurance Journal. Five years ago, this risk was not even on the list. Mr. Kornya adds that not only the sector of damage insurance that will be affected by climate change, life insurance should also deal with it sooner or later. Damage will come to insurance when climate change will result in wind storms and floods. In life insurance, the consequences will be gradual. With temperatures that may change, life insurers will face new problems in health and mortality. So there could be different types of losses. The underwriting of these products is booming and no one has yet measured that cause climate change. The success of the industry will go through the development of innovative products, which will face great uncertainty, such as typing speed and severity of climate change, he said. The second risk that the industry faces is the demographic change with the arrival of the baby boomers retire, resulting in new needs. Insurers would be under great pressure, they will need to replace governments. (Rober, 2010, 34-33) In addition to the pressure generated by this new role, insurers will also deal than their competitors. Banks, mutual fund companies and all financial institutions will struggle to get the same dollar. There is a risk there too. Insurance companies must remain innovative with their products to keep the advantage, says Kornya. (Rober, 2010, 34-33) The environment in which insurers and practice is constantly changing quickly, said Tom Kornya. We find that consumers are looking for simple, low cost products and others who want more complex products that are also more expensive. A company that will not have a multichannel access could fall into the background if it does not use Internet, media and telephone. The last two threats on the list of the top ten risks of Ernst Young are the legal uncertainties and the possibility of geopolitical or macroeconomic disturbances. In the first case, accountability and reform in terms of crime could lead to financial losses. For the second, the firm says that the threat of a severe financial crisis due to derivatives and hedge funds could be damaging to the industry. Opportunities for insurance: Climate change presents risks but also opportunities. The possible opportunities created by the effects of a changing climate may require nurturing through the dedication of attention and resources. Too often, news coverage portrays climate change as a doom-and-gloom story of impending disaster. Certainly, many of the possible impacts of climate change are likely to negatively affect us, and we must address them, but we should not ignore the possible opportunities that a changing climate could create in part by proactively adapting to them. Some economic sectors and businesses may do better because of the effects of climate change, and they should seek to identify those new economic opportunities and invest in pursuing them. Turning back to the example the reduced reliance on winter roads due to warmer average temperatures disrupts supply chains and increases costs for the mining companies operating in the region. (David, 2007, 28-38). It is a risk for insurers, but also a great opportunity, says Tom Kornya. There will be a great demand for pension products. Baby boomers look for low-cost products that generate revenue. By cons, debate the role of government in the pension is not very advanced. Insurers will be required to take this place and this is a new risk to which they are unaccustomed. Financing and advisory Companies in carbon-intensive sectors are already seeking finance to help them decrease greenhouse gas emissions. In the public sphere, large sums of capital will be needed in the coming decades to develop, modify and renew key energy, transportation and flood defense infrastructure across the world. Climate change may appear to be a slow burn issue for the financial sector, but companies would be wise to give it significant attention, as much for the emerging upsides of changing demand as for protecting themselves against the erosion of value in the long term. Hedging and trading The demand from the industry is increasing for a number of risk transfer instruments in order to protect the companies against the increase in the prices of energy, the changing patterns of weather and the probable failure of current newly introduced technologies. The occurrence of carbon among the commodities that are tradable has grown higher to complex products that are starting to pull a large number of financial organizations and allow some further violation and exploitation of the products. Consumer revenues The awareness spread about the green issues encourages growth in socially responsible investments by the consumers and organizations alike. Even though, the market for mortgages, insurance and loans that give reward to low carbon behaviour is right now less, it may increase quickly. Similarly, the increased awareness of windstorms and floods has started to increase the desire of customers who are at risk for the property and casualty insurance. Implications: There are a number of activities that the insurance industry can do in order to improve their understanding of the impact and affects of change in climate, help the society and government to understand in a better way and prepare for the risks involved in the development in fire-prone or coastal areas and make items that could protect their clients from the damage induced by the climatic change. Following are some of the implications in order to reduce the negative impact of the climate change on the insurance industry: (Evans, 1994, 107-128) Most of the climatic scientists agree that the weather conditions in future are most likely to differ that the previous weather conditions. Thus, it will be sensible for the insurers to understand in a better way, what will be the future if the predictions of the scientists are true. Risk models can be developed on the basis of these predictions with the help of expertise. We can also put more potential for the research and studies as they will provide more knowledge and analytical capacity. It will also help in enabling the insurance companies to find the hidden markets and new opportunities for their products along with the risk management and educating consumers. (Rober, 2010, 34-33) Work with the scientists in order to raise the economic relevancy and accurateness for the climatic change modeling. Disclose and acknowledge the risks of climatic change in annual security filings and by other business communications. Should take a practical approach in order to influence the planning and development of land use, in fraction as most of the expected rise in the losses are stemming out from the disastrous events that could be prevented by good spatial planning. There are a number of steps that could be taken: 1) keep the valuable property out of the risk regions and 2) grant both the economic and environmental benefits. Reference Rober, D., (2010), NAICs Climate Dogma Is Putting Insurers at Risk, National Underwriter / Property Casualty Risk Benefits Management, Pp. 34-33 Evans, S., (1994), Recent climatic change and catastrophic geomorphic processes in mountain environments, Geomorphology, Pp. 107-128 David, P., (2007), Impact of Climate, Bests Review, Pp. 28-38 the unpredictability of future climate brings significant threats for insurance companies.The unpredictability of future climate brings significant opportunities for insurance companiesConsider the arguments for and against the above statements. W $Content$ References Authors Last Name, First Initial. (Date of Publication). Title of publication. Place of Publication: Publisher.

Understanding Diabetes Essay -- Disease Health Diabetes Essays Papers

Understanding Diabetes Millions of people throughout the United States are affected by diabetes. It is considered to be one of the leading causes of death. But what exactly is it? What are the symptoms and how do we prevent it? The goal of this essay is for you to understand the answers to these questions, and be able to apply your newly gained knowledge to your own life, hopefully decreasing your risk of developing diabetes. To understand what diabetes is, you must first have an understanding of the processes that your body goes through to maintain a healthy blood sugar level. After eating a meal glucose, or simple sugar, is released into you blood. Your blood sugar level rises, which alerts your pancreas to release a hormone called insulin. Insulin is what tells your cells to take the glucose and use it for either energy or convert it to glycogen. Glycogen is the stored form of glucose, which is later broken back down to glucose as your body needs energy. When the glucose is taken up by the cells for energy or converted into storage form, your blood sugar returns to a normal level called homeostasis. Now that we have a general idea of how our body regulates sugar intake we can discuss exactly what diabetes is. It is a disease in which your body is unable to use glucose for energy, resulting in elevated blood glucose levels. There are a few different types of diabetes. In some cases, a person’s body does not make insulin at all. Thus, there is no insulin to tell your cells to use the glucose for energy. This is called type 1 diabetes, or it was previously known as juvenile diabetes. Only 5 to 10% of diabetes cases are diagnosed as type 1 (Grosvenor & Smolin, 93). It is usually discovered before a pers... ...t is usually treatable, diabetes is a serious, scary disease. If it is not taken care of it can cause other serious complications such as heart disease, blindness, and kidney failure. Although the exact cause is unknown, you should realize that there are many things you can do to prevent yourself from developing diabetes. Diet and exercise is the key. Now it is time that you put your knowledge to use. Keep yourself healthy and at a lower risk of developing one of America’s leading causes of death. Works Cited â€Å"American Diabetes Association†. 14 Feb 2004 diabetes.jsp> Grosvenor, Mary B. and Lori A. Smolin. Nutrition: Science & Applications. 4th Edition. John Wiley & Sons, Inc. 2003. â€Å"National Diabetes Information Clearinghouse†. 15 Feb 2004

Are Constitutional Conventions Necessary

Are Constitutional Conventions Necessary Are Constitutional Conventions Necessary To Preserve The Legal Structure Of Government? Illustrate By Example Introduction A constitutional convention is an informal and uncodified procedural agreement that is followed by the institutions of a state. The Constitution of a country comprises both written rules enforced by courts, and â€Å"unwritten† rules or principles necessary for constitutional government. Written rules mandate that they be followed in a particular specified situation, and on the other hand unwritten rules come into play when there is no given written rule to cover the situation at hand.Constitutional conventions are said to be rules of political practice, which are regarded as binding by those to whom they apply, but they can't be called exact laws, as they are not enforced by courts or by the Houses of Parliament. Notwithstanding the fact that ours is a detailed Constitution, the Constitution-framers left certain ma tters to be governed by conventions, thereby giving to the holders of constitutional offices some degree of discretion in respect of such matters.The main purpose of the Constitutional conventions is to ensure that the legal framework of the Constitution retains its flexibility to operate in tune with the prevailing constitutional values of the period. Although conventions are not legally enforceable and the sanction behind them is moral and political, yet some conventions of the constitution which set norms of behavior of those in power or which regulate the working of the various parts of the Constitution and their relations to one another, may be as important, if not of greater significance, as the written word of the Constitution itself.This is particularly true of the role of ‘conventions' in a system of Parliamentary democracy having a Constitutional distribution of powers between two or more levels of Government. Often constitutional conventions are more important than written constitutional provisions. For example, the President is empowered by the Constitution to appoint the Prime Minister, but the Constitution provides no guidance as to who should be appointed as Prime Minister. Here conventions regarding the appointment of the Prime Minister play an important role in guiding the President.Following are some of the characteristics of the conventions: Conventions are rules that define non-legal rights, powers and obligations of office-holders in the three branches of Government, or the relations between governments or government organs. Conventions in most cases can be stated only in general terms, their applicability in some circumstances being clear, but in other circumstances uncertain and debatable. They are distinguishable from rules of law, though they may be equally important, or more important. They may modify the application or enforcement of rules of law.Sir Ivor Jennings suggested that in order to establish a convention three question s must be asked: What are the precedents? Secondly, did the actors in the precedents believe that they were bound by a rule? Thirdly, whether there is a good reason for the rule? A single precedent with a good reason may be enough to establish the rule. A whole string of precedents without such a reason will be of no avail, unless the persons concerned regard themselves to be bound by it. Conventions grow out of and are modified by practice.At any given time it may be difficult to say whether or not a practice has become a convention. Conventions do not come from a certain number of sources, their origins are amorphous and nobody has the function of deciding whether conventions exist or not. As the researcher's topic requires proving whether or not the constitutional conventions are necessary to preserve the legal structure of the government (with an example), the researcher would confine his study to the one of the most debated and controversial constitutional conventions – the appointment of the Prime Minister .The conventions are compared with British conventions since most of our constitutional practices are derived from the United Kingdom and through this example, the researcher will try to illustrate the importance of Constitutional Conventions. Appointment Of The Prime Minister British Precedents In England, it is the monarchy whereas in India it is the President who makes this choice. This choice demands independence of status and familiarity with political conditions, but no method of choice can altogether avoid bias. The nature of the monarch's choice necessarily depends upon the status of parties in the House of Commons.If a party has a clear majority, its recognized leader will be the Prime Minister. A completely different situation arises where no party gets a majority in the legislature. Here two possibilities arise—the formation of a coalition government or the formation of a minority government, as another dissolution at that time is not practicable. It is an accepted rule that when a government is defeated, either in Parliament or at the polls, the monarch should send for the leader of the opposition. This rule is based on the assumption of impartiality of the crown.British constitutional history also shows us that the Queen has consulted the outgoing Prime Minister on some occasions, but it is not an invariable rule (but more sought of a convention). Indian Scenario However, these considerations are not suited to a country like India with its diversity and plurality where the regional parties are making an impact on our political scene. Even though our Constitution is bulky, certain aspects are left to conventions. One of them is the appointment of Prime Minister by the President. Most of our constitutional conventions are derived from the United Kingdom.However, the British precedents offer no specific answers to the problems raised by elections in India. Article 75(1) of the Indian Constitution gives the President the right to appoint the Prime Minister. In normal circumstances it is the leader of the majority in the House of the People (Lok Sabha). But, in circumstances where the Prime Minister dies in office or resigns, the President will have to exercise his personal judgment. Also in circumstances when the party may have no recognized leader or either of the two parties may be able to form a government and command the support of the House of the People.In such circumstances the President may chose for a person who could form a coalition with the help of two or more parties and command the support of the Lok Sabha. â€Å" It was such discretion that President Reddy exercised in 1979 after the fall of the Janta Ministry in inviting Charan Singh to form the ministry and also in not inviting Jagjivan Ram to do so after Charan Singh resigned and advised the dissolution of the House. † Options In A Hung Lok Sabha The Prime Minister must command a majority in the House at the t ime of the vote of confidence.However, in an uncertain situation, say in the case of hung Lok Sabha, how is the President to determine which of the party leaders will manage to secure majority support? Being leader of the single largest party does not necessarily mean being the leader of the majority members of the House. A person need not be the leader of the single largest party in the House to command the support of the House. The practice now more or less seems to be settled that the leader of the party who is able to secure the support of the House should be invited to form the Government.This again brings us back to the question, when and how does a practice become a convention? Ivor Jennings's three-stage test mentioned before might be helpful in deciding whether a practice has crystallized into a convention or not but that is not a conclusive test for determining the existence of a convention. There has been demand from several quarters to codify the convention with respect to the appointment of Prime Minister and Chief Ministers. The reason given is that having a written Constitution, we should not leave the appointments to these high offices on conventions.The controversy invariably surrounding every appointment (in cases where no one party has absolute majority) of the Prime Minister and Chief Ministers further strengthens the demand for codification of conventions. One of the suggestions that have been put forward is the amendment of Article 75 of the Constitution so as to have the following effect: â€Å"The Prime Minister shall be appointed by the President on the recommendation of the House of the People which recommendation shall be binding on the President†. Thus the onus will be on the legislature to choose the Prime Minister, than on the President.Such a move is welcome since it will help in avoiding confusion and controversies in the appointment of the Prime Minister and Chief Ministers. However, at the same time it must also be kept in mind that a Constitution cannot contain all and sundry provisions concerning a matter including that for the appointment of Prime Minister. Moreover, the discretion to appoint the Prime Minister has been vested in none other than the President who is the head of the republic. Hence, the presumption that he will act impartially should always weigh in his favour. Thus The Importance Of ConventionsNotwithstanding the fact that ours is a detailed Constitution, the Constitution-framers left certain matters to be governed by conventions, thereby giving to the holders of constitutional offices some degree of discretion in respect of such matters. Conventions lubricate the room left at the joints in the constitutional structure and protect them against ossification. The main purpose of the Constitutional conventions is to ensure that the legal framework of the Constitution retains its flexibility to operate in tune with the prevailing constitutional values of the period .Although conven tions are not legally enforceable and the sanction behind them is moral and political, yet some conventions of the constitution which set norms of behaviour of those in power or which regulate the working of the various parts of the Constitution and their relations to one another, may be as important, if not of greater significance, as the written word of the Constitution itself. One unfortunate fact of the Indian situation is that enough attention has not been paid to the evolution and observance of the right codes of conduct and conventions.Even the codes and conventions evolved in the earlier years have been broken too lightly in the later years. There is an increasing tendency to resort to extra-Constitutional methods to force settlement of political or economic issues—imagined or real. This would be a cause for concern even in a small homogeneous country. In India, a heterogenous country of huge dimensions, this cannot be a matter of grave anxiety. Hence, natural reactio n would be that the loopholes in the Constitution which have permitted aberrant developments should be plugged.It is urged that, if conventions do not work, appropriate constitutional safeguards should be provided. If appropriate conventions are not followed and the discretion provided under certain circumstances is misused, the entire system may collapse. In order that appropriate conventions and codes of conduct get evolved, it is essential that incumbents of constitutional offices are selected from among persons of admitted competence and integrity and provided with reasonable security of tenure. Conclusion The main purpose of conventions is to guide the use of constitutional discretion.Thus, every time there is a general election or a request for dissolution of the House of People, the questions that start doing rounds are—whom will the President invite to form the next government? What if the President invites someone to form a government who does not have a clear majori ty in the Lok Sabha ? Will the President heed to the advice of the Cabinet to dissolve the House? These are some of the important questions to which the Constitution provides no answer to, and this is where conventions play their part as a catalyst.Some conventions are well-established and may be relied upon absolutely, while some are vague and may lead to manipulation for political purposes. For example, appointment of the Prime Minister is to be done by the President and the prevailing convention is that the person enjoying support of the absolute majority of the House concerned is appointed to the respective office. The snag lies in ascertaining that support. The task of the President becomes difficult and open to criticism, as he has to often follow vague conventions and foreign precedents.The conventions being vague, the President may go on appointing the leader of the largest party in the Lok Sabha as the Prime Minister, despite the fact that the appointed Prime Minister is no t in a position to secure majority in the Lok Sabha . Hence if the conventions are codified and the effect of that codification is to give jurisdiction to the courts to enforce the codified conventions then in such a scenario the flexibility of the conventions will be lost. Moreover, codified laws cannot cover any and every situation that might arise. Hence, it makes more sense to leave the conventions uncodified.Therefore, since the main purpose of the Constitutional Conventions is to ensure that the legal framework of the Constitution retains its flexibility to operate in tune with the prevailing constitutional values of the period, it helps the Constitution to adapt and make amends according to the needs and desire of the changing times, as the Founders of our Constitution couldn't have foreseen and safeguarded the Constitution from future loopholes and hence left certain matters to be governed by conventions as they are as important, if not of greater significance, as the writte n word of the Constitution itself.Sources of Constitutional Law As mentioned, the constitution in the UK is derived from several sources. One of the most important is Acts of Parliament. The Parliament Acts of 1911 and 1949, for example, allow the House of Commons, in certain limited circumstances, to pass legislation without the consent of the House of Lords, and consequently to act in a manner which would otherwise be unconstitutional. This is very rare, however, and has happened less than five times in the last sixty years.The threat of using the Parliament Acts may be sufficient to pass legislation which is unpopular in the House of Lords. Case law also forms an important part of the constitution. The decisions of the judiciary have occasionally imposed limits on executive power. Constitutional conventions, although not legally binding, also play an important role in the UK’s legal fabric. By convention, the monarch appoints as prime minister the person who commands a maj ority in the House of Commons after a general election.By law, however, there is nothing to stop the monarch from appointing his or her head gardener as prime minister. This would never happen, of course, but in strict legal theory remains a possibility. Finally, EU law and international treaties may also contribute to the UK’s constitution. In fact, in one case concerning EU law the House of Lords went so far as to grant an injunction to ‘disapply’ a legitimate Act of Parliament.Again, this is an extremely rare occurrence, and decisions affecting the constitution are not taken lightly. Devolution The Labour government which came to power in 1997 has made several significant changes to the UK’s constitution. The most notable of these have been the creation of the Welsh Assembly and the Scottish Parliament. The main powers that have been delegated include those regarding health and education. Other more serious powers, such as those on defence, remain the s ole preserve of Westminster.

Essay on Nursing

Essay on Nursing Essay on Nursing Essay on NursingNursing is a challenging and responsible profession, which though is not a mere job but also the highly ethical responsibility of individuals for outcomes of their work in the field of nursing. In fact, nursing is the responsible job of nurses, who perform their functions properly and focus on the assistance of their clients to help them to cope with their problems.At the same time, nursing is not the mere caring for people to meet their wants and to make them feel comfortable in the course of their treatment and recovery. In fact, patients do need to feel comfortable but nurses should focus on their actual needs and treatment appointed by the physician (Limentani, 1999). The treatment or procedures patients should have may be different from what clients want to do or they may be uncomfortable for clients. This is why the task of nurses is to make them feel better and involve patients in all procedures in the course of their treatment to maximize the effectiveness of their treatment.Therefore, nursing should be balanced and based on individual skills of every nurse to deliver nursing care for patients and help them to recover and cope with their health problems. In this regard, nurses should be able to provide counseling services for their clients because the psychological assistance is helpful for the establishment of positive interpersonal relations between individuals (Sloane, et al., 2003). As a result, nurses can help patients to recover faster and effectively, if they gain the client confidence in their nurses.Thus, nursing is the hard job, which involves professional and ethical responsibility of nurses for health of patients and provides them with nursing and counseling services.

Drinking At 18 essays

Drinking At 18 essays Should the legal drinking age be 21 as it is right now, or should it be lowered as it once was to 18? It used to be 18 before the years between 1970 and 1980. This is easily discussed among college students, most of which are under the legal drinking age. As I was discussing this issue with fellow students, I heard many responses from different ages. Some said that they were okay with the current law; besides if they wanted alcohol they could get it easily. Others were stating that the age should go back to 18. The arguments for the legal drinking age at 21 where it is now is supported with many sources on the World Wide Web and in print articles. One statement that kept rising is that many 18-year-olds are still in high school when they are 18, and they also come in close contact with 15-17 year olds (Parker 69). The individual state laws vary because there is no federal law for the minimum drinking age. Currently all states have a minimum legal drinking age of 21. The way the federal government encouraged states to raise the drinking age to 21 is to withhold a portion of Federal-aid highway funds (Advocates Fact...). I personally see the reasoning behind the minimum drinking age being 18. I feel that the drinking age should be 18, not because I would be able to buy alcohol legally, but because since people can serve in the armed forces and die for their country they should be able to. This doesnt make sense. Many states have the law which keep minors from buying alcohol, but it doesnt specifically state anything about drinking it (A call for...). So there are some loopholes in states laws. It is also easy for someone my age to buy alcohol with a fake ID or by knowing the clerk, who in most cases is a friend. In college almost everyone knows someone who is 21 so it can be easy to get anyway. If someone really wanted alcohol they could get it. The issues that 18-year-olds are less mature tha...

Competitive Dimensions of Operations and Supply Chain Strategies Assignment

Competitive Dimensions of Operations and Supply Chain Strategies - Assignment Example These factors influence the level of satisfaction between the company and the customers. The characteristics of the supply chain that influence this level of satisfaction also gives directions the strategies to be put in place. They include speed, flexibility and quality. All the structural strategies/approaches to improve the supply chain should be based on increasing the speed of flow of information and products in the market, enhance its flexibility as well as maintain a top-notch quality level. The structure of the supply chain should ensure that the product moves from one end to the other within the shortest period. All through the logistic activities, prompt information flow between departments should be smooth (Chi, 2010)On the flexibility issue, the structural designer of the supply chain should bear in mind and include alternative ‘routes’ to be used in case a problem is encountered along the primary route. For instance, in case of delays in transportation of a product to a customer may be due to mechanical challenges, are there any other alternatives that can be promptly applied? This concept also applies to information sharing. The last factor is the quality, whereby it is achieved through the combined subtotal of speed and flexibility. If an approach in the supply chain is highly flexible and ensures fast movement of products and information, then the whole chain is considered of quality (Sukati, I., Abdul H 2011). The decision on the approaches to monitoring the movement of products and information should be aimed at increasing speed and maintenance of flexibility. This way the management of a supply chain will be facilitating quality and hence meeting customers’ as well as company requirements. Sukati, I., Abdul H (2011). An investigation of the relationship between supply chain management practices and competitive

Assigment Assignment Example | Topics and Well Written Essays - 750 words

Assigment - Assignment Example Personality is made up of Id, Ego and Super Ego. For some humans like Tom the Id takes over the Ego and especially Self Ego (voice of conscious that focuses on how we have to behave). Id is the energy constantly striving to satisfy the basic driver i.e. the principle of pleasure. This Principle drives a human being to fulfill our desires, even if it is by selfish means. (Atkinson, 1987) C. It is the interaction one has with his or her environment. Peeping Tom may have not received the right environment according to Carl Rogers and never realized his full potential. He was involved in wrong doings from his childhood, and the reason for these wrong doings can be associated with his friends and peers. He is just doing what he enjoys doing without considering the feelings of others.(Atkinson, 1987) 2.) A. In doing an experiment to test the effects of caffeine on a 20 word list, I would set up a control group and an experimental group. The control group will not be treated with caffeine a nd the experimental group will be given caffeine. The independent variable will be the amount of caffeine given and the dependent variable will be the memory of people after consuming caffeine. B. Two things that could act as extraneous variables might be eating something else in between and the environmental conditions. A very cool or a very hot environment can also affect any person’s behavior. C. ... E. Experimental Bias could be operating in this instance if some people are given little amounts of caffeine as compared to other in the experimental group. F. If results are statistically significant, it means caffeine have a good impact on the learning of people. It enhances their memory and learning power. (Plotnik, 2002) 3.) A. Students’ sleepiness or dizziness rate- When they consume more caffeine they don’t sleep in class and stay awake throughout the lecture. They tend to be more vigilant during classroom and hence productivity is enhanced. Active- They tend to be more active during classroom and class room participation is enhanced. Students participate more in class activities. (Hilgard, 1967) B. Consuming caffeine makes them stay awake late at night completing assignments due to which they are sluggish during university hours. Even though they can consume more caffeine, their health is negatively affected. Headaches are common in university students. Also due to caffeine consumption, they do stay awake but addiction causes them to go to sleep whenever its affect is perished. (Hilgard, 1967) 4.) There are processes involved in memory as levels of processing theory say. According to this theory, a person has to pass through a series of processes to actually recall a memory and permanently recall it. It then becomes a well recalled memory eventually. However, according to information processing theory, the mind of human being is like a computer. It can recall any memory it wants to at any time and can permanently recall it, it then becomes a well recalled memory that cannot be forgotten. (Hilgard, 1967) 5.) A. Classical conditioning is the basic form of